01285 864670 usaycompare.co.uk

What is the difference between Critical Illness and Income Protection?

Critical Illness Cover provides you with a tax-free lump sum should you be diagnosed with one of the critical illnesses listed on your policy. Critical illness does not cover your income specifically but will pay out a tax-free sum that will be used to cover your outgoings, usually covered by your income. When taking out cover, it is important to work out how much cover you and your family would need to still live comfortably should you become ill.

 

View all FAQS

Health Insurance

Health Insurance is an insurance policy which covers you for private medical treatment, should you need it. When you take out a policy, you and the insurer agree that should you fall ill or suffer an injury, the policy will attempt to return you to the same level of health you had when you took it out.

Find out more

Life Insurance

Life insurance is a policy whereby the policyholder agrees to pay regular premiums for the policy and the insurer agrees to pay a predetermined lump sum, or ongoing payments, to the chosen beneficiaries in the event of the policyholder’s death. The amount they receive depends on the level of cover you decide on and can be directed to cover specific things, such as the mortgage.

Find out more

Get a quote!

Compare the best health and life insurance policies on the market by filling in the short form below.

Trustpilot

We will be in touch shortly to run through your free tailor-made quote from UK’s leading insurers. Our prices won’t be beaten with our best price guarantee.

At Usay we take your data security very seriously and we will not sell your data to third parties. By clicking search now you agree to allow us to contact you regarding your free, no obligation quotation by email or phone. Please see our Privacy Policy and general terms.