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Usay Compare work with the leading UK health insurers

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Compare Private Medical Insurance In Three Steps

1

Needs Assessment

By answering a few simple questions, Usay Compare will know what’s important to you so your policy will fit your needs. 

2

Price Comparison 

With this insight, they compare quotes from the UK’s top private health insurers to deliver you the best value! 

 
3

Select Your Policy  

Review your options and ask any needed questions. Make an informed choice for your health today.

Hear from some of Usay Compare's happy customers

Frequently Asked Questions

We know private medical insurance can be confusing. Usay Compare have answered some questions below to help.

Who needs medical insurance?

In the UK we are lucky to have a National Health Service. However, Health Insurance can unlock benefits like reduced waiting times, access to better medicines and treatments, additional comfort and privacy, and more choice and flexibility around when and where your treatment takes place (including Nuffield Health Hospitals). Contact us via the form to explore your Health Insurance options.
Can I get private medical insurance with a pre-existing condition?

Yes you can, however, the pre-existing condition will be excluded from coverage on the policy. In most cases, this is reviewed after two years should there be no medical advice, treatment or medication, for a continuous two-year period on the policy for that condition. This will depend on which underwriting style is best for you and your situation. For more information, contact us via the form and we will be happy to help.
What is an excess in medical insurance?

An excess is an amount each person on your policy pays towards the cost of a claim. For example, if you choose a £250 excess per claim and your treatment for one eligible claim costs £5,000, you would pay the first £250 and the insurer would pay the rest. In the event of the claim being lower than the excess, then the remainder of the excess “pot” would be used towards the next claim. Get a quote to start exploring your Health Insurance options. 
What isn’t covered by private medical insurance?

All insurers have a list of conditions and examples that will not be covered. These are known as “general exclusions”. Some general exclusions include routine pregnancy, war, riots and terrorism, and routine maintenance of existing chronic conditions. Exceptions will be detailed within your policy documents but if you would like to know more, contact us via the form and we will be happy to help.
Will I need a medical examination?

No, absolutely not. Unlike life insurance, there are no medical examinations or nurse screenings to attend. Some policies may ask you for some eligibility criteria that will include information about your most recent medical history however most policies we sell do not require you to divulge ANY medical information at all. Fill in the form to start the process and get a no-obligation policy recommendation for a leading UK provider. 
What is an insurance intermediary?
An intermediary's job is to support the purchase of insurance. It's about providing free, unbiased guidance so our clients can make the most informed decisions about their health insurance needs. We're here to help you.
How are Usay Compare and Nuffield Health working together?
As part of Nuffield Health's purpose to build a healthier nation, they are recommending Usay Compare’s free comparison service for Private Medical Insurance. The service is entirely provided by Usay Compare.