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Compare Health Insurance
Do you want to be confident that you've selected the best health insurance for your needs?
Here at Usay Compare, we're the UK's leading individual health insurance intermediary. We offer free, no-obligation advice so you can find the best health insurance quote for your requirements.
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Compare health insurance policies from the UK’s providers
Why Choose Us?
Speak to our expert advisers today on 01285 701356.
How Much Does Private Health Insurance Cost?
This question doesn't come with a one-size-fits-all answer. How much your healthcare costs will depend on a range of factors such as your age, previous medical history, and lifestyle.
Luckily, we can remove the hassle of finding the best policy in just three simple steps!
Needs Assessment
Answer a few simple questions so we can find a policy that matches your requirements.
Price Comparison
When we understand what you need, we can compare quotes from the UK’s leading health insurers.
Select Your Policy
Make an informed decision about the best policy for your needs at the best price point.
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Frequently Asked Questions
We know private health insurance can be confusing. We’re here to help.
If you have further questions, please visit our FAQs page.
Who needs health insurance?
Who needs health insurance?
In the UK we are lucky to have a National Health Service. However, Health Insurance can unlock benefits like reduced waiting times, access to better medicines and treatments, additional comfort and privacy, and more choice and flexibility around when and where your treatment takes place. Contact us via the form to explore your Health Insurance options.
Can I get private health insurance with a pre-existing condition?
Can I get private health insurance with a pre-existing condition?
Yes you can, however, the pre-existing condition will be excluded from coverage on the policy. In most cases, this is reviewed after two years should there be no medical advice, treatment or medication, for a continuous two-year period on the policy for that condition. This will depend on which underwriting style is best for you and your situation. For more information, contact us via the form and we will be happy to help.
What is an excess in health insurance?
What is an excess in health insurance?
An excess is an amount each person on your policy pays towards the cost of a claim. For example, if you choose a £250 excess per claim and your treatment for one eligible claim costs £5,000, you would pay the first £250 and the insurer would pay the rest. In the event of the claim being lower than the excess, then the remainder of the excess “pot” would be used towards the next claim. Get a quote to start exploring your Health Insurance options.
What isn’t covered by private medical insurance?
What isn’t covered by private medical insurance?
All insurers have a list of conditions and examples that will not be covered. These are known as “general exclusions”. Some general exclusions include routine pregnancy, war, riots and terrorism, and routine maintenance of existing chronic conditions. Exceptions will be detailed within your policy documents but if you would like to know more, contact us via the form and we will be happy to help.
Will I need a medical examination?
Will I need a medical examination?
No, absolutely not. Unlike life insurance, there are no medical examinations or nurse screenings to attend. Some policies may ask you for some eligibility criteria that will include information about your most recent medical history however most policies we sell do not require you to divulge ANY medical information at all. Fill in the form to start the process and get a no-obligation policy recommendation for a leading UK provider.