Compare Life Insurance

Are you interested in life insurance, but not entirely sure what you’re looking for? Allow our team of friendly, expert advisers to help. Just let us know a little bit about you and your individual requirements and our experts will do all the hard work for you. They will compare cover and prices from our hand picked selection of the market leading UK life insurance companies such as Aviva, Vitality and Zurich. Our service is completely free of charge and we are totally independent and impartial.

Let us take one more job off your list, so you can go back to enjoying life, with the reassurance that if anything were to happen to you, anyone who relies on you financially would be taken care of.

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97.6%

claims paid out in 2018

£2.9bln

worth of payouts supporting families

£81k

average claim for life insurance

1 in 20

under 16yr olds will lose a parent

All stats above are taken from the ABI website and Parsons.

What is Life Insurance?

Life insurance is a policy whereby the policyholder agrees to pay regular premiums for the policy and the insurer agrees to pay a predetermined lump sum, or ongoing payments, to the chosen beneficiaries in the event of the policyholder’s death. The amount they receive depends on the level of cover you decide on and can be directed to cover specific things, such as the mortgage.

Who needs Life Insurance?

Life insurance is designed to offer the reassurance that your loved ones will be provided for, if you’re not there to provide for them. Therefore it is really important for anyone who has individuals who rely on them financially, for example parents, homeowners and business owners. The payout for life insurance can be used to pay off the mortgage and any other debts, replace your income for anyone who relies on it and even provide funding for your children’s higher education.

How does Life Insurance Work?

Policies are available from the age of 18 to 80 and start from as little as £5 per month; premiums are based on things like your age, health and lifestyle and offer a variety of options, for example including income protection or critical illness cover as well. Our unparalleled team of friendly, expert advisers are on the end of the phone, ready to guide you easily through the whole process. They will get to know your unique individual requirements, do all the hard work comparing prices and policies for you; then advise on the best and most cost-effective quote.

To find out more, click the button below, fill out our quick form and one of our friendly, expert advisers will be in touch to take you seamlessly through the process.

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Income Protection

Income protection is a policy designed to come into play if you become ill or injured and subsequently could not work and provide for yourself and your family. Yourself and any dependants would have a monthly payout to rely on, usually around 50-70% of your regular earnings until you can return to work or retire. Income protection can be an addition to a life insurance policy, or taken out independently.

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Critical Illness

A critical illness can affect anyone at any time and wreak havoc on your world. Critical illness cover offers a lump sum payout on diagnosis of any of the specified critical illnesses covered by the policy. It takes away the financial stress at an otherwise upsetting time, if you are unable to work and therefore support yourself or your dependants.

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Life Insurance Frequently Asked Questions

Can I add critical illness cover?

Yes, we offer a range of critical illness policies from all the main providers in the market.

Can I cancel my policy if I don’t need it anymore?

Yes, there is an initial 30 day cooling-off period with a full refund of any premiums paid, then a policy can be cancelled any time but premiums will not be refunded beyond the 30 day cooling-off period.

How much Life Insurance cover do I need?

Different people have different needs, this is why we have a team of highly trained consultants who specialise in finding the best solution to your individual circumstances.

How long does it take to find the right policy for me?

Our experts aim to establish the best solution for you within 5-10 minutes on the telephone

What are the payment options?

Payments are made by Direct Debit from a UK bank account, so you are fully covered by the Direct Debit Guarantee meaning there is no risk to your money by speaking with us

If I have an illness will it affect my Life Insurance?

No! once you have taken a policy out you are fully covered regardless of any changes to your personal medical circumstances. Pre-existing conditions prior to taking out a policy may affect your eligibility or price

What is Life Insurance?

A contract to pay money to your loved ones in the event of your death, reducing the negative financial impact on them Can I get Life Insurance if I am over 50? -Yes! We offer solutions for anybody aged from 18 to 85 and with any medical history, including ‘no medical’ cover

Market Leading Insurers

We work with the UK leading insurers. This means we can compare the market and provide you with the very best quote to suit your individual needs and often for less investment than you may initially think.

  • aviva
  • AIG logo
  • bupa
  • Zurich
  • vitality
  • Legal & General
  • axa
  • Aegon
  • freedom
  • LV
  • the-exeter
  • wpa
  • health-online