Switch and renewals guide

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Private health insurance providers

Compare your current PMI policy with Usay Compare

You want the best deal on private medical insurance (PMI) without compromising on cover – each year, thousands of people around the UK choose Usay Compare to help them do just that. But it’s not just new customers who want great value PMI cover – current policyholders want the best possible renewal price too.

Renew your PMI policy with Usay Compare

At Usay Compare, we offer the best service at the best prices for clients looking to renew their private medical insurance cover – not just those who are taking out private healthcare insurance for the first time.

If your policy is up for renewal – or you just want to check that your PMI plan is still competitive – contact us today for a free market review, whether or not you’re an existing Usay Compare customer. When your renewal is due, we’ll contact your insurer and negotiate the best possible price on your behalf.

Our agents receive the same commission whatever policy they recommend, so you can be sure you’re getting balanced, fair and impartial advice.

If you already have a policy with us, we’ll send you renewal documents four weeks before your renewal date, following up with a call to offer you a free market review. The process is very quick – it takes just minutes for our advisers to compare your policy with the UK’s leading providers, to make sure you’re paying the best possible price for the cover that’s right for you.

If we can’t contact you before your renewal date, we will automatically renew your policy to ensure your cover continues.


If you want to change insurers on renewal, or we find a policy that better suits your needs, you can use our switch service to get identical cover from a different insurer.

We pride ourselves on our FREE, independent comparison service. During a short phone call, we’ll talk to you about your needs, then compare the PMI policies on offer from the UK’s leading insurers to find the best cover at the best possible price.

Many customers save hundreds of pounds on their annual premium this way. Our friendly, expert advisers can help you decide if a switch is the right option for you.

Reasons to renew or switch with Usay Compare:

  • Fast, free market review – whether you’re an existing customer or not.
  • We’re always honest with our quotes – and we're so confident about our prices that if you do find a cheaper quote elsewhere we'll match the price.
  • Our specialist renewal advisers are dedicated to finding you the best price on your health insurance renewal.
  • Our mission, "Honesty… and the best policy", means we strive to always give you outstanding service.

Useful health insurance guides

We know insurance isn’t always the easiest subject to understand, so we’ve produced a range of helpful, plain English guides to clear up any confusion and answer your questions. Choose a guide from the list below to find out more about private medical insurance.
View all the guides

Usay Compare makes finding the right private health insurance easy.

We compare thousands of medical insurance policies from the UK's leading insurers, including Aviva, Bupa, AXA, Vitality and more. We make it our mission to find you the most competitive health insurance cover that’s right for you and your family.
We do all the hard work so you don't have to.

  • Step 1
    Step 1
    Answer a few simple questions
  • Step 2
    Step 2
    We compare the best prices for you
  • Step 3
    Step 3
    You receive a personalised private health insurance quote