Our insurers

Compare the leading
private health insurance providers

Our panel of leading UK insurers

At Usay Compare, we partner with the UK’s leading PMI providers, to find the best private medical insurance cover for you at the best possible price.

Claims number:

0800 068 5821


Customers have access to fast Private Medical treatment in over 250 private hospitals across the UK. Aviva's MyHealthCounts programme supports you in maintaining a healthy lifestyle and can save you up to 15% on renewal premiums. It is also possible to save money on family policies: by covering your eldest child under the age of 20, all younger children on the policy will be covered for free.

About Aviva

Aviva was launched in 2002 after the merger of CGU and Norwich Union. Being the UK’s largest insurer, the organisation serves over 50 million customers in 28 countries globally. Aviva Health Insurance is also the top sponsor of UK athletics.

Claims number:

0345 601 0072


A Private Medical Insurance policy with VitalityHealth provides access to some of the best specialists and hospitals in the UK. Their rewards programme incentivises customers to lead a healthy lifestyle, by offering discounted rates with their selected partners, including Virgin Active, Cineworld and Eurostar.

About VitalityHealth

VitalityHealth were originally launched in 2004 as PruHealth; not only was their brand changed but so was their main focus. They’re now striving to improve their customers' and society’s wellbeing, with their vitality programme.

Claims number:

01823 625230


WPA is a mutual company that offers flexible levels of cover and discounts to those who are self-employed or non-smokers. Their policies are very competitive in price; plans start from under £10 per month and each plan has its own key benefits. They can also offer Dental only policies.

About WPA

WPA are a leading UK health insurer with a not-for-profit heritage of over 110 years. As a Provident Association they are passionate in providing exemplary levels of service for their customers – not short-term shareholder gains. WPA Provide a service with a personal touch, they give their customers the freedom to choose.

The Exeter
Claims number:

0300 123 3200

The Exeter

The Exeter is a mutual company which considers all of their clients as members rather than customers. They can offer their members a discount based on smoker status and BMI, as well as free policies to children under 5. Other benefits include a GP Helpline and a private prescription service.

About The Exeter

The Exeter as it is today, was founded in 2008 when two friendly societies – Exeter Friendly Society and Pioneer Friendly Society – became one. Both previous organisations had a rich history and heritage in their respective markets – Private Medical Insurance and income protection – with links back as far as 1888. This experience has brought a huge amount of knowledge and expertise, but also the stability and reliability of an organisation which has evolved and grown over the years.

By You Members:

0345 609 0777

Health Insurance Members:

0345 609 0111

Business Scheme Members:

0345 609 0444


As healthcare specialists, Bupa believe their range of healthcare products should be available to all. A Bupa policy is tailored to meet everyone’s requirements; you can customise the level of cancer cover, out-patient limits, excess and even the hospitals you have access to.

About Bupa

Formed in 1947, Bupa is a leading international healthcare group with 29 million customers in over 190 countries. Bupa has no shareholders allowing them to prioritise their customer’s needs. Therefore, they can offer the best care possible, latest drugs and treatments, and the ability to invest in innovative services for all its members.

Priority Health:

0345 600 7696

Health For You:

0345 600 1292

Health Select:

0800 206 1794

Personal Health:

0800 027 1384

Personal/Company Choice:

0800 206 1794


A policy with Health-on-Line allows you to tailor your Private Health Insurance without paying for cover you don’t need, with most their policies offering full cover for scans and diagnostics. All Health-on-Line products are backed up by AXA PPP healthcare, one of the UK’s leading private health insurers.

About Health-on-Line

Health-on-Line were formed in 2000. In 2005 AXA PPP began underwriting their policies, forming a close link between the two companies. In 2012 Health-on-Line became a part of the AXA group, sharing in the 70+ years of experience AXA offers in the healthcare field.

AXA PPP Healthcare
Claims number:

0800 132 203


Customers have access to over 250 hospitals within the AXA PPP Healthcare network across the UK. Telephone-based advice is also available to customers: Health at Hand is a 24 hour health information line, which provides one-to-one advice and support for cancer patients and their families. There is also the option to visit a Private GP instead of your regular GP.

About Axa

The healthcare arm of AXA UK has been giving its customers access to the best healthcare services for over 70 years. It is the UK's second largest health insurer and AXA itself is one of the largest insurance companies in the world.

Claims number:

0800 999 2013

Freedom Healthnet

With a comprehensive core cover, a selection of additional benefits offering a choice of limits, two hospital bands and a range of excess options, Freedom offers the opportunity for a tailor-made policy to suit all needs and financial budgets.

About Freedom

Freedom Health Insurance won The Best Customer Service by a Provider Award at the Health Insurance Awards 2015 and got nominated again in 2016. On top of this, they have also been nominated in 2015 and 2016 for the Best PMI Product Award at the Health Insurance Awards. Their policies are designed for all levels of cover without stretching your budget.

Useful health insurance guides

We know insurance isn’t always the easiest subject to understand, so we’ve produced a range of helpful, plain English guides to clear up any confusion and answer your questions. Choose a guide from the list below to find out more about private medical insurance.
View all the guides

Usay Compare makes finding the right private health insurance easy.

We compare thousands of medical insurance policies from the UK's leading insurers, including Aviva, Bupa, AXA, Vitality and more. We make it our mission to find you the most competitive health insurance cover that’s right for you and your family.
We do all the hard work so you don't have to.

  • Step 1
    Step 1
    Answer a few simple questions
  • Step 2
    Step 2
    We compare the best prices for you
  • Step 3
    Step 3
    You receive a personalised private health insurance quote