Whether you’re new to health insurance and unsure where to start or want to change your policy provider, it can be beneficial to compare health insurance policies to make sure you’re getting the best policy for your needs at the best price.
Private health insurance (also known as private medical insurance or PMI) is an insurance product designed to provide fast and effective medical treatment outside of the NHS. If you need to use it, you'll usually get treated at a private healthcare facility and the policy will attempt to return you to the same level of health you had when taking out the policy.
Some of the key benefits of having private medical insurance include:
Private medical insurance can be obtained by anyone who wants to protect their health and have peace of mind. Policies are also available to protect your loved ones too, including family health insurance or child health insurance.
Whilst it can benefit anyone, you may be particularly drawn to PMI if:
For seniors, health insurance may be more of a benefit, as we age we become more likely to have more health issues or concerns.
Comparing health insurance means that you can consider all the options that are available to you, and find the most suitable policy for your needs at the best price.
The world of PMI can be complex, especially if you’re new to it. With lots to consider it can be time consuming and overwhelming. Comparing health insurance policies can make this a much simpler process.
This is also true if you already have a health insurance policy too. Many people stay with the same provider year after year for ease, but often this can mean renewal prices may no longer be the best value.
It's worth comparing policies at renewal stage to make sure it's still right for you and if you could be saving money. This doesn't just apply to those at renewal stage though, you can switch your health insurance policy at anytime if you feel it’s not working for you, or want to know what else is available.
You can compare health insurance easily by using a comparison service, like Usay Compare. As a free of charge, no obligation service, it takes away the hard work and complexities for you.
Comparing health insurance can be achieved in three simple steps:
1. Speak to an expert and answer a few simple questions about your health and needs.
2. Your adviser will compare health insurance policies. They will recommend the policy most suitable for you, at the best price.
3. Receive your quote and make an informed choice. It’s then up to you to decide if you want to go ahead based on the information you've received.
Whatever you decide, your adviser will support you every step of the way and be on hand for any questions you have. It’s a simple process when you have the right advice and guidance.
There are various health insurance comparison sites which can provide you with an initial quote and an idea of what policies are available to you.
However, the drawback with an entirely online service is that you may not get the opportunity to disclose your medical history, and it's difficult to get an understanding of everything you need included in your policy without speaking to someone.
Quotes can change based on things like your lifestyle, bmi, coverage and excess options, which may not be considered online. There is also a chance that if you haven't spoken to an adviser on the phone, you may not be fully aware of what you’re covered for and what's included in your policy.
Other options include using a health intermediary service where an expert adviser can get to know and understand your requirements, providing insights into the various products and pricing options available. They’re with you throughout the entire process, from making the first enquiry to support with making a claim.
There are a wealth of benefits that come with using an intermediary to compare health insurance, these include:
If you're new to private medical insurance, you may not be aware of key things to know when you take out a policy. To get the most out of using your intermediary service, here are some important questions we think you should ask to have full confidence.
By speaking directly to an adviser, you have the opportunity to ask many questions you wouldn't be able to with an online service.
These are really important things to consider when making an informed choice. Your health is your most important asset and taking time to get the right cover is essential.
Whilst it varies depending on the person and is based very much on personal needs, we’re proud to save new customers 40% on average when they compare health insurance policies with us.
We provide a best price guarantee, so can promise that you wouldn't get a better price going direct to an insurer.
With a wealth of comparison sites out there, it can be confusing to know where to start. Comparing with Usay Compare gives you peace of mind that you are getting the best price guaranteed.
We are regulated by the Financial Conduct Authority (FCA) meaning we are authorised to offer expert advice and recommendations.
Our service is no obligation and free of charge, meaning there is no pressure to go ahead with the quote and you can take as much time as you need to make a decision.
You also have access to our expert advisers every step of the way and can ask as many questions as you need to be confident you're getting the right policy for you.
We have helped thousands of customers to save money, find a suitable policy and have peace of mind for their future health. We're proud to have over 19,500 reviews on Trustpilot and to be rated 4.9 out of 5 stars.
It’s always worth considering what would work best for you, and making informed choices to protect your future health.
Whatever you decide is best for your individual needs, our advisers are always on hand to offer any advice and support or answer any questions.
You can get a free, no obligation quote from our team by filling in the form below or calling us to compare on: 01285 864670.